Personal
Deposit Products
At
the National Bank of Andrews we want to make banking easy! To meet whatever
needs you might have we offer a wide variety of checking and savings accounts,
certificates of deposit and individual retirement accounts
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PERSONAL
CHECKING ACCOUNTS
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PERSONAL
SAVINGS ACCOUNTS
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Free
Checking
Our
Free Checking has no monthly service charge or per item fees!
- Minimum Opening Deposit of $100
- No Monthly Service Charge
- No Minimum Balance Requirements
- Unlimited Check Writing
- Truncated Account (No Image of Checks / Checks will be Itemized on Statement)
- 50 Free Duplicate Checks
- Overdraft Privilege available to Qualifying Accounts (see disclosure on featured services tab)
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Bonus
Banking
Our
Bonus Banking is loaded with benefits!
- Minimum Opening Deposit of $100
- Unlimited Check Writing
- No Minimum Balance Requirements
- Check Images on Statements
- 400 Free Club Checks Annually
- Overdraft Privilege available to Qualifying Accounts (see disclosure on featured services tab)
- Accidental Death and Dismemberment Insurance
- Photo Copy Service
- Single Signature Traveler's Checks
- Personal Money Orders
- Nationwide Discount Book
- Credit Card Protection
- Identity Watch
- Identity Theft 911
- Discount Prescription Drugs
- Discount Eyewear
- Notary Service
- Emergency Cash Advance Service
- Safekeeping of Wills
- Living Family Journal
- $11.00 Monthly Club Fee / $5.50 for senior 60 and over
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NBA
Regular Checking
- Minimum Opening Deposit of $100
- Unlimited Check Writing
- Average Daily Balance over $1000 - No Monthly Service Charge
- Average Daily Balance Between $750-$1000 / $5.00 Service Charge
- Average Daily Balance Less than $750 / $10.00 Service Charge
- Overdraft Privilege available to Qualifying Accounts (see disclosure on featured services tab)
- Check Images on Statements
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NBA Now Account
Our Interest Bearing Checking Account with Unlimited Check Writing!
- Minimum Opening Deposit of $1500
- Unlimited Check Writing
- Interest Rate Earned
Is Determined by Daily Balance
- Average Daily Balance for the cycle less than $1500 will
result in loss of Interest and a $10.00 Service Charge
- No Service Charge if Average Daily Balance is $1500 or More
- Overdraft Privilege available to Qualifying Accounts (see disclosure on featured services tab)
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Money
Market Account
Our
special account for those who want to earn maximum interest and need a
minimum number of withdrawals!
- Minimum Opening Deposit of $2500
- Interest Rate Determined by Daily Balance
- Average Daily Balance for the cycle Less than $2500
will result in a Loss of Interest and a $10.00 Service Charge
- 6 Withdrawals per Month Allowed
- Additional Withdrawals .50 per Item (Money Market Check Fee)
- Withdrawals for Cash in Person (Not POS) or From NBA ATM's Are Unlimited
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Business
Checking
- Free Business Debit Card
- Free Internet Banking/Bill Pay, Payroll & ACH
- $0.30 credit on $100 of average balance less check charge of $0.10 per item
- Monthly Service charge of $6
- Opening Balance $100
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Bonus
Checking Plus
- Bonus Banking privileges apply
- Free Debit/ATM cards
- Free Internet Banking/Bill Pay
- Unlimited check writing
- OVERDRAFT PRIVILEGE OF $500 TO QUALIFYING ACCOUNTS (FEES WILL APPLY) - AN ADDITIONAL $100 FOR DIRECT DEPOSIT
- Average daily balance below $1500 will result in loss of interest & additional service charge fee of $10
- Monthly Club Fee of $11 ($5.50 for senior 60 and over)
- Opening balance $1500
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CD'S and IRA's
The
National Bank of Andrews offers a number of Certificate of Deposit and
Individual Retirement Account Products to meet your every need. For Information
and Rates Please Contact Us.
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Rate
Information
For
current National Bank of Andrews Interest Rates, please call our New Accounts
Department at 432-523-6800.
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Savings
- Free ATM card
- Free Internet Banking/Bill Pay
- 6 withdrawals per quarter
- Excessive withdrawals Fee $1.00
- No minimum amount to open for 18 and under
- Average daily balance below $100 will result in a loss of interest & service charge of $10
- Opening Balance $100
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