Business Checking Accounts
Commercial Checking
Services:
- Free internet banking
- Free online bill pay and e-bill delivery
- Unlimited check writing
- ATM/Debit card - $12.00 per year
Monthly Service Charge (a):
- $8.00 monthly maintenance fee
- $.08 each item deposited
- $.15 each debit
A credit allowance, established by the bank, will be calculated and applied toward any accumulated maintenance and transaction charges each month. The current earnings credit rate is available upon request.
Commercial NOW
Rate Information: This Account is an interest bearing account. The interest rate and annual percentage yield will depend on the daily balance in the account as shown on the Rate Chart. The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account at any time. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks). Interest will be compounded daily and will be credited to the account monthly. If the account is closed before interest is credited, you will not receive the accrued interest.
Balance Information: We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day.
Services:
- Free internet banking
- Free online bill pay and e-bill delivery
- Unlimited check writing
- ATM/Debit card - $12.00 per year
Monthly Service Charge (b): (Based on minimum ledger balance)
- $1,000 or more, No Charge
- Less than $1,000.00, $7.50
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