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Checking Accounts

At the National Bank of Andrews we want to make banking easy! To meet whatever needs you might have we offer a wide variety of checking and savings accounts, certificates of deposit and individual retirement accounts.

Free Checking

Because you asked for it, we now offer FREE CHECKING! Our Free Checking has no monthly service charge or per item fees!

  • Minimum Opening Deposit of $100
  • No Monthly Service Charge Fee
  • No Minimum Balance Requirements
  • Unlimited Check Writing
  • Truncated Account (No image of checks on statement / Checks will be Itemized on statement)
  • 50 Free Duplicate Checks
  • Overdraft Privilege available to Qualifying Accounts

Bonus Banking

Our Bonus Banking is loaded with benefits!

  • Minimum Opening Deposit of $100
  • Unlimited Check Writing
  • No Minimum Balance Requirements
  • Check Images on Statements and viewable in Online Banking
  • 400 Free Club Checks Annually
  • Overdraft Privilege available to Qualifying Accounts (see disclosure under featured services)
  • Accidental Death and Dismemberment Insurance
  • Photo Copy Service
  • Single Signature Traveler's Checks
  • Personal Money Orders
  • Nationwide Discount Book
  • Credit Card Protection
  • Identity Watch
  • Identity Theft 911
  • Discount Prescription Drugs
  • Discount Eyewear
  • Notary Service
  • Emergency Cash Advance Service
  • Safekeeping of Wills
  • Living Family Journal
  • $11.00 Monthly Club Fee / $5.50 for senior 60 and over
  • Free Debit Card

Bonus Checking Plus

  • Minimum Opening Deposit of $1500
  • Check Images on Statements and viewable in Online Banking
  • Bonus Banking priviledges apply
  • Free Debit / ATM Cards
  • Interest Rate Determined by Daily Balance (Contact us for current rates)
  • Overdraft Privilege to Qualifying Accounts (see disclosure under Featured Services)
  • Average daily balance below $1500 will result in loff of interest & additional service charge fee of $10
  • Monthly Club fee of $11 ($5.50 for seniors 60 and over)

NBA Regular Checking

  • Minimum Opening Deposit of $100
  • Unlimited Check Writing
  • Average Daily Balance $1000, or more - No Monthly Service Charge
  • Average Daily Balance is $750, but less than $1000 / $5.00 Service Charge
  • Average Daily Balance Less than $750 / $10.00 Service Charge
  • Overdraft Privilege available to Qualifying Accounts (see disclosure under featured services)
  • Check Images on Statements and viewable in Online Banking
  • Free Debit Card

NBA Now Account

Our Interest Bearing Checking Account with Unlimited Check Writing!

  • Minimum Opening Deposit of $1500
  • Unlimited Check Writing
  • Interest Rate Earned Is Determined by Daily Balance (Contact us for current rates paid)
  • Average Daily Balance for the cycle less than $1500 will result in loss of Interest and a $10.00 Service Charge
  • No Service Charge if Average Daily Balance is $1500 or More
  • Overdraft Privilege available to Qualifying Accounts (see disclosure under featured services)
  • Check Images and Statements and viewable in Online Banking
  • Free Debit Card

Money Market Account

Our Interest Bearing Checking Account with Unlimited Check Writing!

Our special account for those who want to earn maximum interest and need a minimum number of withdrawals!

  • Minimum Opening Deposit of $2500
  • Interest Rate Determined by Daily Balance (Contact us for current rates paid)
  • Average Daily Balance for the cycle Less than $2500 will result in a Loss of Interest and a $10.00 Service Charge
  • 6 Withdrawals per Month Allowed
  • Additional Withdrawals .50 per Item (Money Market Check Fee)
  • Withdrawals for Cash in Person (Not POS) or From NBA ATM's Are Unlimited
  • Check Images and Statements and viewable in Online Banking
  • Free Debit Card

Business Checking

  • Free Business Debit Card
  • Free Internet Banking/Bill Pay, Payroll & ACH
  • $0.30 credit on $100 of average balance less check charge of $0.10 per item
  • Monthly Service charge of $6
  • Opening Balance $100
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